Bank of Elgin - Elgin, Nebraska USA

 

Our Privacy Pledge to You

As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.

 

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

WHY? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number
  • Account Balances
  • Payment History
  • Overdraft History
  • Account Transactions
  • Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Bank of Elgin chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does the Bank of Elgin Share?
Can you limit this sharing?
For our everyday business purpose -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No
For our marketing purpose -
to offer our products and services to you

No
We Don't Share
For joint marketing with other financial companies

No
We Don't Share
For our affiliates' everyday business purposes -
informationabout your transactions and experiences

No
We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness

No
We Don't Share
For nonaffiliates to market to you

No
We Don't Share
Questions?
 Call 402-843-2228
What We Do
How does Bank of Elgin protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Elgin collect my personal information?

We collect your personal information, for example, when you
  • Open an Account
  • Apply for a Loan
  • Give us your contact information

  • Make a wire transfer
  • Show your driver's license
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

   
Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Bank of Elgin has no affiliates

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Bank of Elgin does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bank of Elgin doesn't jointly market.
   
   


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